Solar & Home Improvement Financing Programs
At Sunguru Energy, we provide some of the most flexible and competitive solar financing and home-improvement loan options available in the U.S. We partner with a wide network of top-tier solar lenders, green-energy financing companies, and home-improvement loan providers to ensure you get the best interest rates, best loan terms, and the most affordable path to clean energy.
Flexible Financing Options for Any Property
Whether you’re a homeowner, commercial property owner, developer, or utility-scale client, we offer financing programs designed to fit your needs:
- $0-Down Solar Loans (most popular home solar financing option nationwide)
- Short-term & long-term loan programs (5, 10, 15, 20, 25, & 30-year terms available)
- Low-interest and fixed-rate clean-energy loans
- Home-improvement loans for solar, roofing, electrical upgrades, ESS, and EV chargers
- Bridge financing & construction loans for commercial and industrial projects
- Solar leases and Power Purchase Agreements (PPA) for qualifying commercial clients
- Financing for large-scale, multi-unit, industrial, and utility-scale energy projects
Just tell us your goal, and we will match you with the best financing program available based on your budget, project size, and timeline.
Cash Purchase, Solar Loans, Lease & PPA—You Choose
Many property owners choose to purchase their solar system with cash to maximize benefits from the 30% federal solar tax credit and state incentives.
But many clients — especially commercial, industrial, and utility-scale property owners — prefer long-term options such as:
- Solar Leases
- Power Purchase Agreements (PPA)
- Commercial Energy Service Agreements
- Capital leases or operating leases
These programs often allow businesses to avoid upfront costs, lower operating expenses, and preserve capital for other operations.
What We Need From You
During the quote process, simply let us know:
- Whether you’re interested in financing
- Your approximate credit score range
- Your preferred loan term (short-term or long-term)
- Cash vs. loan vs. lease vs. PPA preference
We’ll take it from there and match you with the best lender and lowest rate available from our national financing partners.
Nationwide Financing for Every Project Size
From simple residential projects to major commercial and multi-megawatt utility-scale developments, we provide customized clean-energy financing solutions to help you go solar with confidence:
- Residential homes
- Multifamily buildings
- Retail, office, and industrial properties
- Agricultural and rural facilities
- Utility-scale solar farms
- Battery storage (ESS) and EV charging infrastructure
Our goal is simple: make your solar investment affordable, seamless, and profitable — with flexible financing that supports your long-term energy savings.